Merchant solutions
Our merchant solutions have been designed to keep pace with your changing business needs, whether you need a standalone offering, or a more complex integrated solution.
What it offers you:
- Accepts customer payments
- Increases potential customer spend in your store
- Reduces the risk associated with excessive cash handling
- Enables effective cash flow, as settlement happens regularly.
Card acceptance
We are certified with a number of associations (i.e. VISA and MasterCard) to enable a wider variety of acceptance for your business.
Transaction types
Merchant solutions give you the flexibility to perform purchases, refunds and reversals.
Mark-off file
We provide you with a mark-off file that allows you to see all transactions down to device level, reducing time spent on manual processes.
Automatic end-of-day
We will automatically bank your terminals at the end of each day to ensure you have the cash flow to run your business on a daily basis.
Daily reports and monthly statements
Daily activity reports and monthly statements are automatically generated and emailed to your designated recipients.
Support
A readily available technical support team will manage your technical queries.
Fraud monitoring
We have a number of fraud-monitoring tools that detect suspicious behaviour and reduce potential losses to you and us as the bank.
Standalone
A standalone merchant solution is an independent acceptance medium that does not integrate into your till system, and, as such, offers fast, cost-effective deployment into your store.
What it offers you:
- State-of-the-art point-of-sale (POS) devices that are sourced from international suppliers
- Communication with devices occurs over GPRS
- A complete PCI-DSS-compliant ecosystem to ensure your customers’ card details are never compromised
- A mark-off file that enables difficulty free reconciliation
- Acceptance of MasterCard and VISA.
Switchless solution (semi-integrated)
A switchless solution offers the value of enhanced reconciliation without large investment costs. With a switchless solution, we develop and deploy a simple software application onto your till system, which is then used as the pipeline to transmit transaction information from the device to your till system.
What it offers you:
- A mark-off file that enables difficulty free reconciliation
- Real-time transaction processing through a central system
- A single point of entry for cashiers that enables a reduction in errors, resulting in an improved overall customer experience
- Simple deployment
- Acceptance of MasterCard and VISA.
eCommerce
Our eCommerce offering allows you to accept payments through your online website in a secure, fast and effective manner via the payment service provider of your choice.
What it offers you:
- Transactions are completely secure (each transaction is authenticated)
- A user-friendly web interface
- The ability to view all transactions that occurred, enabling effective reconciliation
- Flexible and open architecture, allowing quick configurations of new products
- A check-out facility that is flexible
- Acceptance of MasterCard and VISA.
*Note: If you do not have a payment service provider of choice for the above solution, we will assist with assigning one to your business.

