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Products and Services
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Action your plans

We offer high limit loans at affordable interest rates and flexible repayment terms to help you finance your dreams

Personal Loans

Get a personal loan to pay for large purchases, bail you of a financial hardship or even just supplement unexpected expenditure. We have a wide variety of loans that can benefit you in certain circumstances and when used and paid back correctly.

What are you looking for?
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Fixed Term Loan

This is an unsecured personal loan that can help you to finance short term needs. This type of loan is ideal if you want to finance the purchase of appliances or furniture, pay school fees in advance, or if you require credit over an extended period.

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Home Loan

A home loan is a mortgage that enables you to own a house for residential use. The loan may also be used to finance improvement or refurbishment of a house you already own. It may also be used to buy out or transfer an existing mortgage from another bank. It is available for both salaried or self-employed customers. We also provide it under scheme where customers can access the loan through their organisation.

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Pay Day Loan

Get up to 40% of your monthly salary to give you financial relief in case of emergency. This interest free-loan is tailored to meet the needs of customers who require short term financing.

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Revolving Term Loan

A Revolving term loan is an unsecured loan that you can redraw the amount you have already paid off or top up after 3 or 6 months. This loan is flexible, you can top up as you go. If you have a good transactional behaviour in your current account, you will get an offer to apply or top up on 247 online after just paying 10%.

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Discounted Loans for Nurses and Midwives

Standard Bank Plc in partnership with the Nurses and Midwifery Council of Malawi have introduced a Nurses Discounted Loan Program for all licensed nurses and midwives country wide regardless of their cadre. Participating Nurses and Midwives will enjoy interest rates significantly lower than prevailing market rates. This offer has been made to help Nurses and Midwives build a strong financial muscle.