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Business Term Loan

Business Term Loan

We offer Business term loans to support your business in achieving its long-term financial goals. The Business term loan is used to fund fixed assets, capital expenditure including venture costs. In order to make repayment suitable for your business, monthly installments are matched to your business cash flow and the term loan is structured for a period of between 2 and 7 years

Some of the benefits

Your terms

The monthly loan repayments can be tailored to suit your cashflow

Competitive interest rates

Enjoy low interest rates

Quick and easy

Simple and streamlined application process

Liberty

It allows operational cash flow to be used however you like
What you get
  • A Business term loan may be used to purchase / upgrade fixed property, finance fixed assets, capital expenditure or for the setup / establishment of venture costs
  • Your repayments can be tailored to suit your business cash flow projections
  • We offer you affordable insurance cover for your loan which you can repay in monthly repayments
  • Competitive interest rates are offered for term loans
  • A term loan may not be used for the consolidation of debt or as a substitute product for Vehicle or asset finance
Evaluation principles

Repayment ability based on past profitability and/or cash flow projections. Subject to first class collateral (tangible, easy realizable security) on which the bank can fall back on as an alternative source of repayment.

  • The period of the loan is 24 - 84 months
How to get

Visit your nearest Standard Bank branch with the following documentation:

  • Cash flow projections
  • Financial statements
  • Bank statements (new customer)
  • Personal statements (Members/Directors)

If you have been in business for 12 months or more, you can apply for a Business term loan.

Note: Terms and conditions apply.

  • What you get
  • Evaluation principles
  • How to get
  • A Business term loan may be used to purchase / upgrade fixed property, finance fixed assets, capital expenditure or for the setup / establishment of venture costs
  • Your repayments can be tailored to suit your business cash flow projections
  • We offer you affordable insurance cover for your loan which you can repay in monthly repayments
  • Competitive interest rates are offered for term loans
  • A term loan may not be used for the consolidation of debt or as a substitute product for Vehicle or asset finance

Repayment ability based on past profitability and/or cash flow projections. Subject to first class collateral (tangible, easy realizable security) on which the bank can fall back on as an alternative source of repayment.

  • The period of the loan is 24 - 84 months

Visit your nearest Standard Bank branch with the following documentation:

  • Cash flow projections
  • Financial statements
  • Bank statements (new customer)
  • Personal statements (Members/Directors)

If you have been in business for 12 months or more, you can apply for a Business term loan.

Note: Terms and conditions apply.

We also offer
Fixed deposit
Fixed deposit

A Standard Bank fixed deposit account is an investment account which allows business to invest their funds for a fixed period

Enterprise Online
Enterprise Online

Enterprise Online is a digital online solution that has been developed for Small and Medium Enterprises to enable them to conveniently manage their own business accounts. The payment platform enables business owners to bring the bank closer so that they can spend more time growing their businesses