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Our loans will set your business in motion
Get additional capital for that immediate growth on your business

Loans

We offer secure financing to maintain business operations, invest in equipment or expand your business. Partnering with us will help you increase your working capital.

What are you looking for?
Revolving credit loan
Business Revolving Credit Loan

A Business revolving credit loan is an unsecured loan that offers you a continuous line of credit with the immediate availability of funds. This is a flexible tool that can help you finance your business when importing, exporting as well as stock management. The loan is an ongoing business loan where repayments are calculated up to a five-year period in equal monthly installments

Business term loan
Business Term Loan

We offer Business term loans to support your business in achieving its long-term financial goals. The Business term loan is used to fund fixed assets, capital expenditure including venture costs. In order to make repayment suitable for your business, monthly installments are matched to your business cash flow and the term loan is structured for a period of between 2 and 7 years

Commercial Property loan
Commercial Property Loan

A Commercial property loan is a medium- to long-term loan specifically designed to fund, re-finance and/or enhance non-residential property. This loan can enable you to purchase, expand or renovate any income-producing real estate that is used for business purposes such as retail shops, offices, hotels, and apartments

Medium term loan
Medium Term loan

The Standard Bank Medium term loan is a loan granted for a fixed period, normally three to seven years and has a predetermined repayment pattern which is matched to customer’s business cash flows. This is loan gives you a set repayment time frame and predictable payment making it easy for you to manage your cashflow. You can use these loans to buy inventory and supplies, open a new office or franchise, or hire more talent

Business Overdraft
Business Overdraft

An overdraft is a fluctuating loan facility that is individually tailored to meet the needs of customers who require short term finance for working capital purposes, making it the ideal way to manage your cash flow. It is linked to your business account and you can use as much as you need, up to your limit.

VAF
Vehicle and Asset Finance

Standard Bank's Vehicle and Asset Finance facility provides short- to medium-term funding to finance the purchase of moveable assets, such as motor vehicles, for your business. The bank offers competitive and flexible terms for both individual and business customers.

Working capital loan
Working Capital Loan

Our Working capital loan will help you supplement the short term financing of your business. This loan can cover your business or company's short-term operational needs giving your business continuity

We also offer
Fixed deposit
Fixed deposit

A Standard Bank fixed deposit account is an investment account which allows business to invest their funds for a fixed period

image for trade services
Trade Services

Standard Bank foreign exchange services include Issuance of Letters of Credit, Issuance of Drafts and processing of Documentary Collections. We issue both cash covered and cash uncovered letters of credit to enable you to process payment of imports and exports.