Fixed Term Loan

The Standard Bank Fixed term loan is a personal loan tailored to meet the needs of customers who require short- to medium-term financing. This type of loan is ideal if you want to finance the purchase of appliances or furniture, pay school fees in advance, or if you require credit over an extended period of time.

What does it offer me?


  • The minimum loan amount is MWK35 000 and the maximum is MWK700 000
  • Loans may be granted of up to 30% of your net salary
  • The loan repayment term for new customers is a maximum of 12 months
  • The loan repayment term for existing customers is a maximum of 24 months


Key benefits

  • As long as you meet your monthly loan repayment, your loan can be used for anything you choose
  • Your loan automatically comes with Loan Protection which pays off your loan in the event of your death or permanent disability

How to apply?

To apply for Fixed term loan, just visit your nearest Standard Bank branch with the following documents.

  • A letter of undertaking from your employer
  • Your latest payslip
  • A copy of your valid Identity document.


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